I think, therefore I write

Tag: Experience

Buying a flat – Demystifying the experience


Image Source:indianpropertylawyers.com

Who doesn’t have the desire to own a home? Everyone desires a place that they can call it their own, be it lavish or utilitarian, splashed with aesthetics or a low-key utilitarian. I am no different. I have always wanted a place of my own. I very well knew that I would end up taking a hefty loan and the place wouldn’t really be “mine” till I pay off the loan. But this is an illusional world we live in. We are provided with EMIs which make us indebted on the stake of money which we are yet to earn. Anyway, I digress. I followed the world and clinched my desire by booking a flat. I had very little prior experience with respect to all this real estate, flat construction but there has to be a first time for everything. I started my learning process with this positive thought.

As much as I love our new place, decorating it up, settling in, relishing that I have reached my dream, there are certain ugly truths that I need to face and that’s what nudged me to write this post. In this process of getting it constructed and moving in, we have shed tears, blood, sweat and what not. There are certain dirty clauses that lay hidden in that construction, sale agreements that you sign with nothing more than a skim-read. Behind all those flattering words and smiles, there are certain cunning layers to that marketing guy trying hard to make you book a flat with his firm. There is a certain table left to be turned once you cross that threshold from being a prospective buyer to a trapped customer.

Here are some samples for you to ponder on:

1. Ever wondered how the director of the constructions firm is coming down to meet you just because you wanted to clear some doubts before you hand over that cheque? You might have even wondered whether you commanded that kind of a respect. I request you to stop right there and throw away that narcisstic thought. It is the cheque you might hand over afterwards that commands the respect, not you. Never you. Yes, there’s only a 50% chance that you might book the flat even after you get your discussions done, but that 50% chance is one that’s worth taking for them. If you don’t believe me, wait till you pay up almost 80-90% of the cost as the building progress and see how they behave when you want the interiors finished soon for the rest 10% of the cost. You will see quite a personality change!

2. Possession in xx months – the xx will vary depending on what state of construction the building is in. The maximum quote for a normal apartment at the initial stages of construction would be 14 months + 3 months of grace period. When they say this, stop them right there and read the sale-construction agreement again. There will be a clause that will save their asses from fire when they go beyond the grace period. All possible reasons will be cited such as materials unavailability or labour unavailability. This clause will be used as an excuse again and again till your ears bleed.
If you are smart enough to get a rental penalty clause inserted,(Many builders safely do not insert this clause, assuming we are that dumb. Not to blame them, some of us are.) then miraculously all their labour and material problems will be solved in a minute and your flat will be hurriedly made into a ready condition – one that is just enought to move in, leaving you to wonder about the quality of the work when done in such a hurry. Needless to mention, there will be an aftermath of such hurry where you have to deal with new problem every day. A new day and a new problem, Yay!

3. Quality – Shortly said, when you book the flat, you will promised out of the world quality, but you will get quality which will really make you want to go out of this world. Only way to get this right is to follow up like an obsessed maniac and look at the materials used, read up on internet and so on. You will become a civil engineer short of the educational degree.

4. “We will be completing this task in another ten days” – The most infamous phrase used by the builders. Never trust this excuse. The ten days will span across weeks, months and even over an year. If I had given my rental notice to vacate on the date promised to me, I would have been living on the roads. Do your planning and keep a buffer of minimum 1-2 months.

5. Amenities – This is a huge looting booth for the constructors. The amenities promised and the ones delivered hardly match up. For example, you will be promised a world-class roof-top swimming pool and you will be provided with a bath tub sized one which is too small that it can’t even be called a baby pool. Also,the amenities will not be constructed in the promised time frame but will be in progress even a year after you move in, however, we will expected to cough up the cost of the flat, inclusive of amenities, the moment you move in.

The list goes on…They say that there are good constructors who don’t loot us. I am yet to come across one. I agree that I only talk of the experience of closely witnessing a couple of flats getting constructed in the family and then getting my flat constructed. But believe me when I say, getting one flat constructed will give you enough picture about this. So what should we do about this?

For one, don’t believe a word they tell you when you are a prospective customer. Do your research. In spite of your diligence, there will be mess-ups and that’s life. But the more you do your research, the less ignorant you will be of the scams pulled on you. Before you book a flat, make sure you have the time and energy to closely follow up with the project. Be prepared to make that project your life for that span of time. You will have to think about it literally every waking moment and sometimes in your dreams too. I had many a reminders about things to be done for my place in my dreams. I also spent many sleepless nights pondering over lists to go through, check boxes to be ticked, things to buy and so many other things.

In spite of all this, don’t get shooed away from the dream of owning a place, if that’s what you want. Don’t get pushed into it by the societal pressure that you must own a place once you are at a certain age or stage in your life. If you wantΒ to own a place, venture into it well-prepared, armed with some prior research, some know-hows and a lot of energy. You will have a life experience that will teach you many things that you wouldn’t have dreamed of.

Until later πŸ™‚

My first ever blogger meet

When I got a special invite for the ASUS Indiblogger meet in Bangalore, I was psyched. I didn’t participate in the Happy hours contest for ASUS because I was held up tight at work, but then the Indiblogger team cleared all my woes by sending me an invite anyway. This was my first ever blogger meet and it was in Bangalore. Generally I prefer such meets within the city since I have some constraints in travelling often. The timing had me in another dilemma as I had to travel from far to the venue and returning after 10 PM alone was not something I very much looked forward to. But then this was the first blogger meet in town and so I decided that I shouldn’t be missing this one, come what may.

So braving all the odds at work and the Bangalore traffic, I reached ITC Gardenia and was awed at the grandeur of the venue. I was constantly in touch with Soumya on whatsapp and met Shailaja right away at the venue. I was so thrilled to see all the people communicating without any barriers although that was the first time we were meeting. It was indeed a different experience to be a part of it. We all were strangers in a way yet we all had so much in common. We could just connect with anyone there instantly and I sensed the power of writing there. The registrations started in alphabetical order and photo IDs were verified. Once we were inside the Mysore hall where the event was to take place, we saw organized table arrangements (which we never stuck to πŸ˜› ). I was first seated at a table where everyone was new to me and got a lot of fresh acquaintances. Then I couldn’t bear not sitting with the lioness Soumya and switched over to her table. πŸ˜€

With the LionessMe with Leo!

The event started off with a Nihal’s concert during which he made us interact and take part. Even the most shy person were tapping their feet and nodding their heads to the beats and it was a very energetic experience. After the concert, the organizer of the evening – Anoop graced us with his darshan and took over brilliantly. The ease with which he kept us hooked on to what he was saying was very admirable and he announced the next activity of the program where we had to meet other bloggers and convince them to give us one of their personal items. Well, I had gone directly from work and regretted that I didn’t have much stuff to part with. Of course, it was more of an exchange deal. I met Sreesha during one such deal πŸ˜€ When we were done, I had got a tissue autographed by Soumya, a toothpick (an unused one, of course :P), a fruit sticker, a book (this was given by the generous Vidya Sury), two mentos covers, a happy dent white gum, a hair pin, a decorative piece from Shailaja’s daughter’s shawl πŸ˜› Yes and I parted with a few of my personal items too πŸ™‚ This activity as weird as it may be enabled us to break the ice and mingle freely.

Launch and ConcertThe product manager David Chu launching the products and the Death Metal Concert
ThingsIGotI ate the Happy Dent White gum, others are all here πŸ˜›

Next came the ASUS product launch of ASUS EEEBook X205TA and the ASUS All in one PC ET 2040 . I was blown by the EEEbook as soon as I saw it as I am a sucker for all things that are sleek and shiny and this sure was sleeek!!! The all in one PC was also a brilliant idea for saving up space while not compromising on the configuration whether at work or at home. There was a display of both the products and we had a fun time checking them out.

We all are indulgent when it comes to food and the starters that were served continuously by the waiters only made us look forward to dinner. Unfortunately, I had to leave early as my husband had not taken the master key with him and was on his way home cluelessly hoping that I’d be back by then. Pitying him, I had to very reluctantly give up the last activity and the delicious (on hearsay) dinner and head back home. Before I left, I got to hear what the last activity was all about and it made me regret leaving early all the more. The last activity was enacting about blogging in a given style and our team’s style was The Pirates of the Caribbeans. Well, I missed it much.

Overall, I was grinning from ear to ear the entire evening, right from making it to ITC Gardenia, meeting all the bloggers, tweeting about the fantastic experience, seeing our tweets live on the huge screen, making my way back home. My first ever blogger meet, the first blogger meet of 2015 was an awesome one and I have only Indiblogger and ASUS to thank for it.

IndianByBirth&BloggerByChoiceOh Yes! We are!

Until later πŸ™‚